Brotherhood of St Laurence

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'Blue skies' ASFA'S blueprint for a national retirement income policy. /

by Association of Superannuation Funds in Australia.

Publisher: Sydney, N.S.W. Association of Superannuation Funds in Australia 1998Description: 40 p.Availability: Items available for loan: Brotherhood of St Laurence (1).

"Is the age pension the answer?" /

by Scott, David | Brotherhood of St Laurence.

Publisher: Old People's Welfare Council of Victoria 1960Description: p.10-17.Online Access: DOWNLOAD PDF Availability: Items available for reference: BSL Archives (1).

Activation, retirement planning and restraining the 'third age'. /

by Mann, Kirk.

Publisher: 2007Availability: No items available

Australia's future tax system : the retirement income system : report on strategic issues. /

by Australia's Future Tax System Review Panel.

Publisher: Canberra, A.C.T Australia Government, The Treasury 2009Description: PDF.Other title: The Henry Review.Notes: Retirement & ageingAvailability: No items available

Australia's retirement income system : historical development and effects of recent reforms. /

by Warren, Diana | University of Melbourne. Melbourne Institute of Applied conomic and Social Research.

Publisher: Parkville, Vic. Melbourne Institute of Applied Economic and Social Research 2008Description: PDF.Other title: Melbourne Institute of Applied Economic and Social Research.Online Access: Electronic copy Notes: November 2008Summary: "Over the past decade, changes to Australia s retirement income policy have been announced in almost every Federal Budget, with no signs yet that reform is coming to an end. Indeed, the Simpler Super reforms announced in the 2006 Federal Budget have been described as the largest overhaul of Australia s superannuation system since the introduction of compulsory superannuation. This paper describes the current retirement system in Australia and provides a summary of the historical development of the Australian retirement system, with special emphasis placed on the recent reform initiatives designed to increase labour force participation of mature age Australians, provide higher levels of savings for retirement, and reduce reliance on the Age Pension as the main source of retirement income. The final section of the paper contains a review of the existing research addressing the issue of whether recent changes to retirement income policy will in fact have their intended effects. At this point it is still unclear whether these reforms will increase mature age labour force participation or reduce reliance on the Age Pension. Indeed, some have argued that these policy changes create perverse incentives, and will encourage early retirement." -- Publisher website.Availability: Items available for loan: Brotherhood of St Laurence (1).

Chronology of superannuation and retirement income in Australia /

by Nielson, Leslie | Australia. Department of Parliamentary Services. Parliamentary Library | Harris, Barbara.

Publisher: Canberra, A.C.T. Australia. Department of Parliamentary Services. Parliamentary Library 2010Description: PDF.Other title: Australia. Department of Parliamentary Services..Online Access: Electronic copy Notes: 1 June 2010 Bibliography : p. 16Availability: (1)

Coming of age /

by Bazalgette, Louise | DEMOS | Holden, John | Tew, Philip.

Publisher: London, U.K. DEMOS 2011Description: PDF.Online Access: Electronic copy Notes: April 2011 Bibliography pp. 187-203Summary: Britain's ageing population is often described as a demographic time-bomb. As a society we often view ageing as a 'problem' which must be 'managed' - how to cope with the pressure on national health services of growing numbers of older people, the cost of sustaining them with pensions and social care, and the effect on families and housing needs. But ageing is not a policy problem to be solved. Instead it is a normal part of life, which varies according to personal characteristics, experience and outlook, and for many people growing older can be a very positive experience. Drawing on the Mass Observation project, one of the longest-running longitudinal life-writing projects anywhere in the world, Coming of Age grounds public policy in people's real, lived experiences of ageing.Availability: (1)

Crisis of cash or crisis of confidence : the costs of ageing in Australia. /

by Denniss, Richard.

Publisher: 2007Availability: No items available

Economic security in old age : addresses by speakers at a conference held in Melbourne on 23rd March, 1960 /

by Old People's Welfare Council of Victoria.

Publisher: Melbourne, Vic. Old People's Welfare Council 1960Description: 24 p.Availability: Items available for loan: Brotherhood of St Laurence (1).

Eliciting Individual Preferences for Pension Reform /

by Fourati, Yosr Abid | Institute for the Study of Labor | O'Donoghue, Cathal.

Publisher: Bonn, Germany Institute for the Study of Labor 2009Description: PDF.Online Access: Electronic copy Summary: A 33-page discussion paper using data from a choice experiment to investigate individual preferences for an alternative state pension scheme based around preferences for cost, poverty, retirement age and pension parametersAvailability: Items available for loan: Brotherhood of St Laurence (1).

Entering the retirement zone : how much choice do individuals have? /

by Vickerstaff, Sarah.

Publisher: 2006Availability: No items available

Financial literacy, retirement planning, and household wealth /

by van Rooij, Maarten | De Nederlandsche Bank | Lusardi, Annamaria | Alessie, Rob.

Publisher: Amsterdam De Nederlandsche Bank 2011Description: PDF.Other title: De Nederlandsche Bank (DNB) working paper ; no. 313.Online Access: Electronic copy Notes: August 2011 Bibliography pp. 24-28 Appendices pp. 29-49Summary: There is ample empirical evidence documenting widespread financial illiteracy and limited pension knowledge. At the same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no personal assets. In this paper, we investigate the relationship between financial literacy and household net worth, relying on comprehensive measures of financial knowledge designed for a special module of the DNB (De Nederlandsche Bank) Household Survey. Our findings provide evidence of a strong positive association between financial literacy and net worth, even after controlling for many determinants of wealth. Moreover, we discuss two channels through which financial literacy might facilitate wealth accumulation. First, financial knowledge increases the likelihood of investing in the stock market, allowing individuals to benefit from the equity premium. Second, financial literacy is positively related to retirement planning, and the development of a savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a strong link to household wealth.Availability: (1)

How to avoid a pension crisis : a question of intelligent system design /

by Cigno, Alessandro | Institute for the Study of Labor.

Publisher: Bonn, Germany Institute for the Study of Labor 2009Description: PDF.Online Access: Electronic copy Summary: Conventional pension systems suffer from a design defect which makes them financially unsustainable, and a source of inefficiency for the economy as a whole. The paper outlines a second-best policy which includes a public pension system made up of two parallel schemes, a Bismarckian one allowing individuals to qualify for a pension by working and paying contributions in the usual way, and an unconventional one allowing them to qualify for a pension by having children, and investing time and money in their upbringing.Availability: (1)

Increasing the Legal Retirement Age : The Impact on Wages, Worker Flows and Firm Performance /

by Martins, Pedro S | Institute for the Study of Labor | Novo, lvaro A | Portugal, Pedro.

Publisher: Bonn, Germany Institute for the Study of Labor 2009Online Access: Electronic copy Summary: Many pay-as-you-go pension systems have increased or plan to increase their legal retirement age (LRA) to address the financial consequences of ageing. Although the success of these policies is ultimately determined at the labour market, little is known about the effects of higher LRAs at the firm level. Here, we identify this effect by considering a legislative reform introduced in Portugal in 1994: women's LRA was gradually increased from 62 to 65 years while men's LRA stayed unchanged at 65. Using detailed matched employer-employee panel data and difference-in-differences matching methods, we analyse the effects of the reform in terms of a number of worker- and firm-level outcomes. After providing evidence of compliance with the law, we find that the wages and hours worked of older women (those required to work longer) were virtually unchanged. However, firms employing older female workers significantly reduced their hirings, especially of younger female workers. Those fi! rms also lowered their output although not their output per worker.Availability: (1)

Older Australia at a glance /

by Australian Institute of Health and Welfare.

Publisher: Canberra, A.C.T. Australian Institute of Health and Welfare 1997-Description: PDF.Online Access: Older Australia at a glance, 2017 (updated Sep 2018) | Website | Report editions (website) Notes: PDF link to most recent edition. Previous editions: Older Australia at a glance -1997 ; Older Australia at a glance (second edition) - 1999 ; Older Australia at a glance (third edition) - 2002 ; Older Australia at a glance (fourth edition) - 2007; Link to previous editions on website. Cat. no: AGE 87Summary: Older people make up a considerable proportion of Australia’s population—in 2017, over 1 in 7 people were aged 65 and over. This report provides an overview of this diverse and growing population group through a range of topics. These outline older people’s demographic characteristics, health status, and service use.Availability: Items available for loan: Brotherhood of St Laurence (1).

Older Australians : a working future? : the ageing population and work in the 21st century

by Sheen, Veronica | Council on the Ageing (Australia) | Committee for Economic Development of Australia (CEDA).

Publisher: Melbourne, Vic. Committee for Economic Development of Australia and Council on the Ageing (Australia) 2000Description: 31 p. : ill.Notes: "..paper by Veronica Sheen" p. 2 Special issue --cover Availability: Items available for loan: Brotherhood of St Laurence (1).

Pension provision : government failure around the world /

by Booth, Phillip (ed.) | Juurikkala, Oskari (ed.) | Silver, Nick (ed.).

Publisher: London, U.K. The Institute of Economics Affairs 2008Description: PDF.Summary: "This monograph surveys the results of government intervention in the market for retirement income provision throughout the world. The authors begin by looking at high-income democracies in which governments have, to a large degree, taken over the function of providing pensions. ; They find that state provision crowds out private provision and places a considerable fiscal burden on developed country governments. This fiscal burden is then combined with complex regulatory systems that are imposed on the private sector and which make pensions incomprehensible. Furthermore, as the authors show, the ageing populations may make meaningful reform of government pensions programmes impossible, as 'grey' electors flex their muscles. ; The authors find the same patterns in middle-income and low-income countries. State pension systems are often found hand-in-hand with a lack of security, partly because of the problems of corruption and inflation. The state frequently does its best to crowd out private initiative, but, where they are allowed to, families make provision for retirement in all sorts of ingenious ways. ; The authors reject the World Bank blueprint of formal, structured pension systems. They suggest instead that governments focus on ensuring that the legal and financial infrastructure exists to allow people to make proper provision for their retirement. So-called 'market failure' will always ensure that the result is imperfect. But, by comparison, government failure around the world has had catastrophic effects." -- Publisher websiteAvailability: No items available

Pension reform : how Canada can lead the world /

by Ambachtsheer, Keith | C.D. Howe Institute.

Publisher: Toronto, Canada C.D. Howe Institute 2009Description: PDF.Online Access: Electronic copy Notes: Benefactors Lecture, 2009Summary: This 36-page Canadian lecture proposes a two-pronged plan for turning supplemental pension arrangements into an integrated, effective systemAvailability: Items available for loan: Brotherhood of St Laurence (1).

Pensions at a glance [Website]

by Organisation for Economic Co-operation and Development.

Publisher: Paris, France : OECD Publishing Description: pp col ill. (Online resource).Other title: OECD pensions at a glance .Online Access: 2019 Pensions at a Glance 2019 : OECD and G20 Indicators | Pensions at a Glance 2019 : how does Australia compare? | Website Notes: Single catalogue entry for the "Pensions at a glance" series: 2005 - Link to most current edition Editions available online : 2005 ; 2007 ; 2009 ; 2011 ; 2013 ; 2015 ; 2017 ; 2019; PDF link to "Pensions at a Glance 2019 How does Australia compare?", 27 November 2019, 2 pagesSummary: OECD’s biennial report on the pension systems across OECD and G20 countries. Each edition opens with an overview comparing pension policies of OECD countries and recent reforms. This is followed by at least one thematic chapter and a range of indicators including pension projections for today’s workers.Availability: Items available for loan: Brotherhood of St Laurence (1).

Reform of the Australian retirement income system

by Kelly, Simon | National Centre for Social and Economic Modelling.

Publisher: Canberra, A.C.T. National Centre for Social and Economic Modelling (NATSEM). University of Canberra 2009Description: 32 p.: ill., tables PDF.Online Access: Electronic copy Notes: Attachment to Brotherhood of St Laurence submission to review of Australia's retirement income system February 2009Summary: "With an ageing population the government needs to ensure that the available funds for those in retirement are targeted at the most needy. The analysis of equivalent disposable income in this report shows that, when compared with all Australians, almost two-thirds of those on the Age Pension are in the bottom income quartile and nine out of ten are in the bottom half of the income spectrum. When just Age Pensioners were analysed, six-in-ten were found to have income other than government benefits of less than Availability: Items available for loan: BSL Archives (1), Brotherhood of St Laurence (1).

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