Brotherhood of St Laurence

To their credit : evaluating an experiment with personal loans for people on low incomes

By: Scutella, Rosanna | Brotherhood of St Laurence
Contributor(s): Sheehan, Genevieve
Publisher: Fitzroy, Vic. Brotherhood of St Laurence 2006Description: iv, 34 p. : illISBN: 9781876250676; 1876250674Subject(s): Loans, Personal Victoria - Melbourne | Consumer Credit | Low Income Groups | Banks And Banking Customer Services | Finance, Personal | Credit | Evaluation | Service Provision | Advocacy | Focus Groups | Interviewing (research) | Brotherhood of St LaurenceOnline Resources: Electronic copy
List(s) this item appears in: BSL Research reports
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May 2006 Bibliography: p. 33-34

This study evaluates the Brotherhood of St Laurence and Community Sector Banking’s personal loan pilot. This program, trialed across Melbourne, provided small personal loans ( ,000) for people on low incomes to purchase household goods and services. The pilot was designed to identify the barriers in accessing and providing credit for these consumers, and to advocate ways to overcome these barriers. ; On a small scale, the pilot highlighted the creditworthiness of a group of people on low incomes. For many participants, obtaining a loan was not only about money, but also about dignity, inclusion, trust and respect. The report recommends that the private sector, community organisations and government should work together to improve access to the mainstream credit market for people on low incomes.


Item type Current library Collection Call number Status Date due Barcode
Book Brotherhood of St Laurence
Research report 332.1753 SCU (Browse shelf (Opens below)) Available 302971
Book BSL Archives
Research report 2006.49 (Browse shelf (Opens below)) Not for loan ARB12330

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