To their credit : evaluating an experiment with personal loans for people on low incomes
Contributor(s): Sheehan, GenevievePublisher: Fitzroy, Vic. Brotherhood of St Laurence 2006Description: iv, 34 p. : illISBN: 9781876250676; 1876250674Subject(s): Loans, Personal Victoria - Melbourne | Consumer Credit | Low Income Groups | Banks And Banking Customer Services | Finance, Personal | Credit | Evaluation | Service Provision | Advocacy | Focus Groups | Interviewing (research) | Brotherhood of St LaurenceOnline Resources: Electronic copy
May 2006 Bibliography: p. 33-34
This study evaluates the Brotherhood of St Laurence and Community Sector Banking’s personal loan pilot. This program, trialed across Melbourne, provided small personal loans ( ,000) for people on low incomes to purchase household goods and services. The pilot was designed to identify the barriers in accessing and providing credit for these consumers, and to advocate ways to overcome these barriers. ; On a small scale, the pilot highlighted the creditworthiness of a group of people on low incomes. For many participants, obtaining a loan was not only about money, but also about dignity, inclusion, trust and respect. The report recommends that the private sector, community organisations and government should work together to improve access to the mainstream credit market for people on low incomes.
|Item type||Current library||Collection||Call number||Status||Date due||Barcode|
|Book||Brotherhood of St Laurence||Research report||332.1753 SCU (Browse shelf (Opens below))||Available||302971|
|Book||BSL Archives||Research report||2006.49 (Browse shelf (Opens below))||Not for loan||ARB12330|